Terms of use
Last updated November 5, 2026
These terms cover swaplume.com and the Swaplume API (api.swaplume.com), including its MCP server. By using them, you agree to these terms.
What Swaplume does
Swaplume asks several instant exchanges for the same swap and shows you their offers. When you create a swap, Swaplume creates it with the exchange you picked, or with the one offering the most at that moment if you didn't pick one, and shows you its deposit address. The exchange carries out the swap: you send your coins to it and it pays out to the address you gave. Swaplume never holds, sends or controls your funds.
The exchange's terms apply too
Each swap is an agreement between you and the exchange that carries it out, under that exchange's terms and privacy policy, which you accept when you create the swap. Some exchanges, such as FixedFloat, ask us to show a notice about their rules before a swap is created: the swap's review shows it, and confirming the swap means you agree to those rules. The exchange can ask you to verify your identity (KYC), delay a swap, refund it or refuse it under its own rules. Swaplume can't overrule its decisions, but we'll help you reach its support.
Rates
Offers come from the exchanges. With a floating rate, the amount you receive is an estimate that follows the market until your deposit is processed. A fixed rate holds only if your deposit arrives before it expires. We show offers as the exchanges give them and can't guarantee them.
Your part
- Give a receiving address you control, on the network shown, with the memo or tag your wallet needs. A swap paid out to a wrong address usually can't be reversed.
- Send the amount shown, on the network shown, before the swap expires.
- Only swap funds that are yours to swap, and only where using Swaplume is legal for you. You must be at least 18.
- You are responsible for any taxes on your swaps.
Fees
Swaplume charges you nothing. The exchanges pay us a commission on swaps made through Swaplume, and it is already included in the amounts we show.
The API
The API and the MCP server are free to use within their rate limits. Don't use them to overload the service or to get around its limits; we may block traffic that does.
No advice
Nothing on Swaplume is financial, investment or tax advice.
Liability
Swaplume is provided as it is. As far as the law allows, we aren't liable for losses caused by an exchange, a blockchain, a wallet, a wrong address or network, market moves, or Swaplume being unavailable. Nothing in these terms limits liability that the law doesn't allow us to limit.
Changes
We may update these terms. The date at the top shows the current version, which applies from that date.